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Convention HSBC
Avenir
Convention HSBC Dynamique Convention HSBC Patrimoine
The day-to-day essentials
Exemption from Everyday Banking fees(1)
Ok
Ok
Ok
Ok
Ok
Ok
6 banking alerts per month
25 banking alerts per month
25 banking or market alerts per month
Subscription toHSBC Invest - Real Time Streaming
Ok
Technical Hotline
Ok
Ok
Ok
Account Management
Overdraft facility(2)
Up to €500
Up to €3000
Up to €5000
Exemption from bank charges
€3.60 per quarter
€7.50 per quarter
€15 per quarter
Exemption from standard overdraft charges
Ok
Ok
Ok
Exemption from annual management charges on your Libertel cash reserves
Ok
Ok
Savings management
Recurring transfers into a savings account
Automatic management of cash surpluses
Quarterly Asset Statement
Ok
Insurance
Insurance on the delivery of online purchases(3)
Ok
Ok
Ok
HSBC Volassur (insurance against loss or theft of means of payment)(4)
Ok
Ok
Ok
Famille Protection 3 (accidental death insurance)(4)
€7,000 capital
Up to €50,000 capital
International transactions
Ok
Optional
Optional
Specific advantages
Exemption from Student loan arrangement fees
Support during real estate purchases
Reduction of 25% on Convention HSBC Professionnels charges
Charges(5)
€3.75 per month
From €8 per month
From €16.80 per month

(1) The HSBC banking packages offers exemption from the following charges: account management, transfer fees, cash withdrawals outside the HSBC network, Bank Card replacement, reissuing of pin code, delivery of card and cheque book to your home (excluding postal charges), charges linked to cashed and bounced cheques, cancellation of payments made by card, cheque or direct debit.
(2) Subject to approval.
(3) Within the limits of the conditions set out in the information leaflet. Insurance policies taken out by HSBC France with HSBC INSURANCE IARD (France) and Juridica, which are companies governed by French insurance regulations.
(4) Within the limits of the conditions set out in the information leaflet. Insurance policies taken out by HSBC France with HSBC INSURANCE IARD (France).
(5) Charges as at September 1, 2009.