Opening an account
abroad

HSBC Group is present in 76 countries, with retail banking activities in 43 countries.

HSBC makes it easier for you to move abroad, by opening an account in the country you are moving to from France and delivering your bank cards to you.

To open an account in the country you are moving to⁽¹⁾, before leaving France and allowing three days⁽²⁾, contact the HSBC France International Banking Centre on
0 810 815 819⁽³⁾, which will handle your request.

Your bank cards and online banking login details will be sent to you within 10 working days.

It should be noted that the possibility of opening an account depends on the local constraints of a regulatory nature. The IBC HSBC France is available to answer your questions

(1) According to applicable regulations, individuals resident in France for tax purposes are required to declare any accounts opened, used or closed in another country in their tax return. Failure to meet these requirements may result in the payment of a fine and back tax.
(2) 3 working days after your full application is received, subject to acceptance by the HSBC branch concerned and in accordance with applicable local regulations.
(3) From 8.00 a.m. to 10.00 p.m. Monday to Friday and from 9.00 a.m. to 5.30 p.m. Saturday. Cost of a local call from a France Telecom fixed-line telephone in mainland France.

HSBC Group is one of the world's leading banking and financial services groups. HSBC is present in 76 countries, with retail banking activities in 43 countries.

Benefit from HSBC's powerful network. Whatever your plans are, we are there to help you all over the world.

Making it easier to move abroad

Subscribe to HSBC Passport to make things easier and obtain help with moving abroad.

With HSBC Passport:

• You benefit from specific support services
• You have access to an exclusive area designed by our partner Mondial Assistance⁽¹⁾. This website provides you with comprehensive advice and useful services to ensure that your move abroad is a success and to find out all you need to know about the country you are moving to. It includes:
   - Information about the geopolitical situation and healthcare in the country you are moving to.
   - A list of healthcare facilities and practitioners in the region;
   - Practical information (translation of medical terms, list of embassies etc.).
   - To access the website, click here (English-language website).
• You also benefit from legal assistance abroad, including payment of legal fees and bail bonds⁽¹⁾.

Optimising management of your money from abroad

HSBC provides information to help you to move abroad.
Ask for the foreign tax guide, available at HSBC branches.
This practical guide provides answers to all of the taxation questions you need to ask yourself before and while moving abroad:
- determining your tax residence
- tax rules applicable to your income
- specific rules applicable to stock options
- focus on life insurance for expatriates

(1) In accordance with general conditions relating to assistance guarantees from Mondial Assistance France - Limited company ("SA") with share capital of €7,916,400 - 351 431 937 RCS Paris - Registered office: 2 Rue Fragonard - 75017 PARIS - www.mafexpat.com

Our Direct branches

You want to keep your HSBC France accounts but you need remote banking services.
HSBC France offers you the option of transferring your accounts easily and free of charge to our "Direct" branches.

• HSBC Premier International Direct: for more information call 0 810 17 17 17⁽¹⁾
• HSBC Advance Direct: for more information
  call 0 810 180 180⁽¹⁾

You benefit from remote management of your accounts with a dedicated telephone advisor and 24/7 online access to your accounts.

Non-residents can keep their HSBC France accounts under the conditions of the local constraints associated with the country of destination.

Remote banking services

You hold an HSBC France account and one or more HSBC Group accounts in another country⁽²⁾: make the most of our "International Services"
This gives you an overview of your HSBC Group accounts and access to international transfers on the same screen and in your secure area.

HSBC France offers a variety of ways of viewing and managing your accounts with ease:

• Online: Ma banque en ligne www.hsbc.fr
• Customer Relations Centre: HSBC Relations clients 0 810 2 4 6 8 10⁽¹⁾
• Mobile internet: HSBC Mobile http://mobile.hsbc.fr
• International services⁽²⁾: overview of your HSBC accounts and international transfers

(1) Cost of a local call from a France Telecom fixed-line telephone in mainland France.
(2) According to applicable regulations, individuals resident in France for tax purposes are required to declare any accounts opened, used or closed in another country in their tax return. Failure to meet these requirements may result in the payment of a fine and back tax.