Preparing for your arrival
in France

You are abroad and want to open an account in France: contact your local IBC (International Banking Centre).
Your IBC will also be able to answer all of your questions about France and its banking services.

Opening a new account depends on the local constraints of a regulatory nature.


If you become a tax resident in France, you will be required to declare any accounts opened, used or closed abroad in your tax return.

Below, for information, you can contact the local IBC, part of the HSBC Group, who can open a remote account
in France, which will be subject to the constraints of the local regulations:

Our Direct branches

To manage your accounts remotely with a dedicated telephone advisor and 24/7 online access to your accounts, HSBC France offers two Direct branches:

• HSBC Premier International Direct: for more information call 0 810 17 17 17⁽¹⁾
• HSBC Advance Direct: for more information
  call 0 810 180 180⁽¹⁾

Our remote banking services

HSBC Group offers a variety of ways of staying in touch with your bank at all times. At home, on holiday or on business trips, our remote banking services offer you the complete freedom you need to manage your accounts effectively.

• Website: Ma banque en ligne www.hsbc.fr
• Customer Relations Centre: HSBC Relations clients 0 810 2 4 6 8 10⁽¹⁾
• Mobile internet: HSBC Mobile http://mobile.hsbc.fr
• International services⁽²⁾ : overview of your HSBC accounts and international transfers

(1) Cost of a local call from a France Telecom fixed-line telephone in mainland France.
(2) According to applicable regulations, individuals resident in France for tax purposes are required to declare any accounts opened, used or closed in another country in their tax return. Failure to meet these requirements may result in the payment of a fine and back tax.

Wherever you want, as soon as you enter an HSBC branch, our staff are there to help you, providing the same standard of optimum banking services.

Emergency cash

Has your bank card been lost or stolen? As an HSBC France customer, you can get emergency cash from any HSBC branch if your bank cards are lost or stolen.

Legal assistance

By opting for the HSBC Passport option, you also benefit from legal assistance abroad, including payment of legal fees and bail bonds⁽¹⁾.

Bank card support services

Depending on what type of bank card you hold, you benefit from a variety of insurance and support services.

(1) In accordance with general conditions relating to assistance guarantees from Mondial Assistance France - Limited company ("SA") with share capital of €7,916,400 - 351 431 937 RCS Paris - Registered office: 2 Rue Fragonard - 75017 PARIS - www.mafexpat.com

Bank products and services are not always available to those who are not resident in France for tax purposes.
Non-residents are not allowed to hold/open certain bank products in France (e.g. PEA and LEP savings accounts).

Major investment categories available to foreign investors depends on the local constraints of a regulatory nature:

• Current accounts
• Term deposit accounts
• Interest-bearing notes
• Ordinary, Livret A and Livret B passbook savings accounts
• CEL and PEL home buyers' saving accounts
• Life insurance and bearer bonds
• Buy-to-let investments under the Besson / Robien / Borloo scheme
• Securities accounts

To find out about holding these products and the applicable tax regime according to your situation: contact your local International Banking Centre.

Looking to buy a second home in France : click here.