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HSBC Advance products
Livret HSBC 2A
Combine the advantages of the Livret A(3) with the Livret HSBC 2A to earn an exceptional rate of interest on your savings, with no fees!
By opening a Livret A passbook savings account at HSBC France, you will receive an attractive interest rate on deposits of up to €15,300(4). Once this limit has been reached, you can boost your savings by opening a Livret HSBC 2A, which provides instant access to your money and has no upper limit.
Good to know :
If you make a deposit now, you will benefit from an interest rate of 2.50%(5) on amounts between €15,300 and €30,600.
(1) Cost of a local call from a landline phone in mainland France, from 8am to 10pm Monday to Friday and from 9am to 5.30pm on Saturdays
(2) Costs vary between countries. Contact your operator for information.
(3) An individual may only hold one Livret A account or one special Livret Bleu savings account with Crédit Mutuel, with a single bank.
(4) Savings are limited to €15,300, which is the current regulatory limit applicable to payments made by individuals into a Livret A savings account. This limit may only be exceeded through interest payments. The Livret HSBC 2A savings account is reserved for customers holding a Livret A account with HSBC France who have reached the regulatory deposit limit (currently €15,300). There is no upper limit on savings in the Livret HSBC 2A.
(5) Interest rates exclude taxes and social security deductions under current regulations. Until 28/2/2011, interest will be paid at 2% on deposits up to €15,300 and 2.50% on deposits between €15,300 and €30,600. From 1/3/2011 and until this date on the portion of deposits in excess of €30,600, the interest rate payable will be that applicable to the passbook savings account at HSBC France, i.e. 1.50% at 1/8/2010. The Livret HSBC 2A savings account is reserved for customers holding a Livret A account with HSBC France who have reached the regulatory deposit limit (currently €15,300). Interest paid in respect of a Livret 2A account to individuals domiciled in France for tax purposes is subject to withholding at the rate applicable when interest is paid, or, when requested in advance, according to the sliding scale applicable to income tax. Interest is also subject to the social security deductions current on payment.
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