HSBC Capital Prévoyance

Immediate protection for your loved-ones

HSBC Capital Prévoyance⁽³⁾ pays out a lump sum in the event of death or a total and irreversible loss of autonomy following an illness or an accident.

You choose the amount of your cover, between €30,000 and €1,000,000.
An “Emergency Payout⁽⁴⁾” of €10,000 will be paid within 48 hours in the event of death.
No medical formalities are required should you choose to increase your cover following changes in your family circumstances.
Special reductions for non-smokers and joint subscriptions.
The capital paid out to beneficiaries in the event of death, or to the policyholder in the event of a total and irreversible loss of autonomy, is eligible⁽⁵⁾ for favourable tax conditions.

Your lump-sum payout doubled:

With HSBC Advance and HSBC Capital Prévoyance, we will double the lump-sum payout⁽³⁾ in the event of death or total and irreversible loss of autonomy following an accident, at no extra cost

(1) Cost of a local call from a landline phone in mainland France, from 8am to 10pm Monday to Friday and from 9am to 5.30pm on Saturdays
(2) Costs vary between countries. Contact your operator for information..
(3) HSBC Capital Prévoyance is an individual life insurance policy providing cover in the event of death or total and irreversible loss of autonomy, taken out through HSBC France with HSBC Assurances Vie (France). Subject to the terms of the contract. The option to double the lump-sum payout in the event of accident is available for the first 7 years of the policy, for all policies offering cover of between €50,000 and €250,000 taken out after 23/08/2010. The insurance company reserves the right to modify this offer at any time.
(4) Provided we receive the necessary documents. Only if a single individual is designated as the primary beneficiary. The sum will be paid into the beneficiary’s bank account in the time needed to process the transaction. Payment of this amount does not imply that the insurance company accepts the claim. The beneficiary will retain the sum of €10,000 in all cases.
(5) In certain cases, and subject to certain conditions.