HSBC Evolution Patrimoine

A flexible policy for everyone, for life

Because everyone is unique and your needs and goals change over time, HSBC Evolution Patrimoine adapts to meet your expectations at every stage of your life.

4 management styles: Profiled, Managed, Free or with an Arbitrage Mandate (discretionary management of account units)
A wide range of award-winning funds
With HSBC Evolution Patrimoine, you can amend your chosen management style as your goals change and you can access a wide range of mutual funds.
Innovative financial options
You can also safeguard your investments through our financial options: gradual investment⁽³⁾, automatic reinvestment of capital gains⁽³⁾ and the limitation of absolute or relative capital losses⁽³⁾.

With HSBC Evolution Patrimoine, you can amend your chosen management style as your goals change and you can access a wide range of mutual funds. You can also safeguard your investments through our financial options: gradual investment⁽³⁾, automatic reinvestment of capital gains⁽³⁾ and the limitation of absolute or relative capital losses⁽³⁾.

(1) Cost of a local call from a landline phone in mainland France, from 8am to 10pm Monday to Friday and from 9am to 5.30pm on Saturdays
(2) Costs vary between countries. Contact your operator for information.
(3) These options can be subscribed for under the free management style.

HSBC Evolution Patrimoine Vie is a euro-denominated, open-ended collective life insurance policy, subject to individual, optional subscription, taken out by HSBC France. HSBC Evolution Patrimoine Capitalisation is a euro-denominated, open-ended capitalisation policy. These policies are underwritten by HSBC Assurances Vie (France), a company governed by the French Insurance Code. Subject to policy information leaflet and terms and conditions.