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Share the advantages of HSBC Premier with your family
- 0% entry fees(1) on amounts gifted or inherited(2)
Assets transferred within your family (partner, grandparents, children) through a gift or inheritance are exempt from entry fees, whether the money is already held at HSBC or at another bank. - Free bank cards for your children up to age 18
- From age 12, your children can use the Carte Plus(3) card to withdraw cash from a savings account.
- From age 16, your children can use the Carte Visa Electron(4) card to withdraw cash and make payments in France or abroad from a current account. - The international services available with HSBC Premier are available for your children free of charge until they are 25(5)
Holidays, international work placements, ..., your children can receive an emergency cash advance(6), open an account abroad(7) within 3 days(8), benefit from the HSBC Premier telephone helpline, etc.
Also available with HSBC Premier:
- The same HSBC Premier relationship manager will serve all members of your family on request.
- No fees for setting up rent payment guarantees for your children.
- A life insurance contract "HSBC Essentiel" (9) with a gift option for those who wish to clearly define the gift being made.
(1) Excluding any fees paid to the UCITS.
(2) This offer may be withdrawn at any time without prior notice. It concerns life insurance contracts and insurance bond contracts. The gift must have been made via an authenticated deed or be subject to a gift declaration to the tax authorities.
(3) The Carte Plus card is not accepted by HSBC ATMs in Canada.
(4) Please contact your relationship manager for further information. Subject to approval.
(5) Up to their 26th birthday.
(6) Up to USD 2,000 or the local currency equivalent. With your permission.
(7) Under current regulations, individuals who are tax-resident in France must declare any accounts opened, used or closed abroad in their income tax return. Anyone not meeting these obligations is liable to pay a fine and any back taxes.
(8) 3 working days after receiving the complete application and subject to approval by the relevant HSBC branch, in accordance with local regulations.
(9) A collective open-ended life insurance policy in euros, subject to optional individual subscription, taken out by HSBC France with HSBC Assurances V
ie (France). Subject to the terms of the contract.
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