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From France : 0 810 815 819*
From Abroad : +33 1 55 69 74 54**
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* Cost of a local call from a fixed-line phone in France.
** Cost of a call from abroad.
Features
• You can borrow between € 3,000 and € 21,500 at a fixed rate over a period of 1 to 7 years(1).
• You have the financing you need to buy a car or motorbike, whether new or second-hand.
• You benefit from maximum flexibility when it comes to your repayments(2).
• Save time: carry out a simulation and apply for your Prêt Auto by telephone.
(1) Subject to your application being approved. Borrowers benefit from a 7-day cooling-off period after taking out the loan (Article L.311-15 of the French Consumer Code).
(2) Subject to the terms of the contract.
• Financing your next vehicle
• Maximum flexibility
• Apply for your Prêt Auto by telephone
• See how it works with our example loan
Financing your next vehicle
Designed to help you finance your next car or motorbike, whether new or second-hand, the Prêt Auto from HSBC allows you to borrow between € 3,000 and € 21,500 at a fixed rate over a period of 1 to 7 years(1) for added peace of mind.
If you need to borrow more than € 21,500 HSBC also has a range of fixed- and flexible-rate financing solutions. Call us today to find out more!
Maximum flexibility
Your monthly repayments are flexible and can be adjusted upwards or downwards in line with your income(2).
You can opt to partially or completely defer your repayments for a maximum of three months(3). You can also repay your loan early, both in part or in full and with no penalty charges.
Apply for your Prêt Auto by telephone
Save time: request a loan simulation by telephone and apply for your Prêt Auto from the comfort of your own home. We will then send you our offer by post directly to your home address(1).
Our telephone advisors are there to answer your questions between 8am and 10pm Monday to Friday and between 9am and 5.30pm on Saturdays. Simply indicate your telephone number and we'll call you back free of charge in seconds!
Click here for an immediate call-back
See how it works with our example loan
For a personal loan of € 21,000 over 60 months, you repay € 405.99 a month (not including any insurance options), for a total cost of € 3,479.40 which includes our fee of € 120. Fixed APR of 6.42%.
The monthly cost of the optional insurance (death, total and irreversible loss of autonomy, total working temporary disability) is 10,32 € (for a 36-year-old borrower) and is added to the monthly credit. Conditions applying on 01/09/10(1).
You can also set a date for monthly repayments, depending on the date on which your salary is paid for example..
(1) Subject to your application being approved. Borrowers benefit from a 7-day cooling-off period after taking out the loan (Article L.311-15 of the French Consumer Code). The cooling-off period is extended to 14 days for telephone applications.
(2) Mandatory 12 months between two changes. The first change may be made after the loan's first one-year anniversary.
(3) For deferred payment loans, the first change may only be made one year after the start of the loan's repayment schedule.
