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Prêt Etudiant

A personal loan specifically adjusted to make sure you have everything you need, from accommodation to academic fees.

More info

From France : 0 810 815 819*
From Abroad : +33 1 55 69 74 54**
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* Cost of a local call from a fixed-line phone in France.
** Cost of a call from abroad.

Features

• You can borrow between € 1,500 and € 25,000 over 1 to 9 years(1) whenever the need arises

• A student bank loan to cover your academic fees, rent that studio flat you need, buy a computer...

• You can spread your expenses throughout your studies by opting for a a deferred payment loan(2).

• You can repay your loan more rapidly once your professional career is up and running.

 

(1) Subject to your application being approved. Borrowers benefit from a 7-day cooling-off period after taking out the loan (Article L.311-15 of the French Consumer Code).
(2) Subject to the terms of the contract.

A tailored bank loan for students
Flexible financing
See how it works with our example loan

 

A tailored bank loan for students

You are between 18 and 28 years old and need a little help to start the academic year on a sound footing? Apply now for a personal student loan specially tailored to suit you(1): with up to € 25,000 over 9 years, our Prêt Etudiant (student loan) will enable you to cover your academic fees, buy any books and materials you need or rent a studio.

 

Flexible financing

Student loans from HSBC are very flexible and adapted to your future income(2).

You can repay your loan more rapidly once your professional career is up and running. All you need to do is increase your monthly repayments to suit your new level of income(2).

 

See how it works with our example loan

For a personal loan of € 5,000 over 36 months, you repay € 152.11 a month (not including any insurance options), for a total cost of € 518.96 which includes our fee of € 43. Fixed APR of 6.78%.
The monthly cost of the optional insurance(death, total and irreversible loss of autonomy) is € 0,62(for a 20-year-old borrower) and is added to the monthly salary of the credit. Conditions applying on 01/09/10(1).

 

(1) Subject to your application being approved. Borrowers benefit from a 7-day cooling-off period after taking out the loan (Article L.311-15 of the French Consumer Code).
(2) Subject to the terms of the contract.
(3) See terms and conditions.



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