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From Abroad : +33 1 55 69 74 54**
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Features
• Peace of mind financing for your new home without having to wait for the sale of your existing property
• The ability to act quickly si vous souhaitez financer une bonne affaire qui se présente(1)
• The Prêt Relais from HSBC is a bridging loan that is granted for a maximum period of one year
• You benefit from a range of tailored insurance solutions to protect you and your loved ones(1)
(1) Subject to your application being approved.
• The solution to buying before selling
• An advance on the future sale of your home
• AERAS Convention
The solution to buying before selling
Already an owner and want to sell your existing home to purchase a new one? The ideal solution is of course to coincide sale with purchase. In practise, however, selling property often takes longer than expected. The Prêt Relais is the ideal answer to ensuring you don’t miss out when it comes to buying your dream home(1).
An advance on the future sale of your home
The principle couldn't be simpler. You want to put up the value of your existing property against the purchase of your new home. As your money is still tied up, HSBC will advance you part of the value of your property in the form of a Prêt Relais, minus any outstanding credit.
The capital that you borrow with this bridging loan is repaid in a lump sum once you have sold your existing property. Until then, all you pay is the interest and insurance premiums.
The Prêt Relais from HSBC is granted for a maximum period of one year(2).
Contact an estate agency or notary for a reliable and objective valuation of your existing property.
AERAS Convention
The AERAS Convention provides persons suffering or having suffered from serious health problems with access to insurance and loan solutions.
• Download the mini-guide (PDF format)
• Go to official site
(1) Subject to your application being approved. Borrowers have a 10-day cooling-off period from the date of receipt. If the sale depends on the loan being granted and it is refused, the seller must reimburse all payments.
(2) Contact your local branch to find out more about the terms and conditions.
