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From France : 0 810 815 819*
From Abroad : +33 1 55 69 74 54**
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* Cost of a local call from a fixed-line phone in France.
** Cost of a call from abroad.
Features
• HSBC offers a range of loans according to the budget you wish to set aside for your future projects
• Your adviser is on hand to help you choose the best home improvements loan for you
• If your budget is less than € 25,000, you can opt for HSBC's Prêt Confiance(1) and apply for a home improvements loan by telephone
(1) Subject to your application being approved. Borrowers benefit from a 7-day cooling-off period after taking out the loan (Article L311-15 of the French Consumer Code).
• Personal loan
• Renovation loan
• Home Savings Account (CEL)
Prêt Confiance (Personal loan)
Want to redecorate your interior or renovate your home? Whether you decide to go it alone or use a professional, if the budget for your plans is less than € 25,000, you can opt for the Prêt Confiance. You spend as you please, without having to provide a receipt or estimate(1).
Example: For a personal loan of € 15,000 over 72 months, you repay € 253.58 a month (not including any insurance options), for a total cost of € 3,367.76 which includes our fee of € 110. Fixed APR of 7.19 per cent. Conditions applying on 19/10/07(1).
Got plans? You can carry out a simulation and apply for a home improvements loan by telephone. Our telephone advisers are there to answer your questions between 8 am and 10 pm Monday to Friday and between 9 am and 5.30 pm on Saturdays.
Renovation loan
The Renovation loan from HSBC is the ideal solution to cover any major work that you have done by an external company where the costs involved exceed € 25,000.
Your personal adviser is there to answer your questions and help you plan your projects(1). Schedule an appointment today to apply for a home improvements loan that matches your plans.
Compte Epargne Logement (Home Savings Account)
The Compte Epargne Logement from HSBC is the ideal way to invest to build up your capital and obtain the financing you need for your home improvements at one of the lowest market rates. Your savings can be withdrawn at any time where the balance of your account is equal to or higher than € 300.
After a minimum savings period of 18 months, you can borrow the financing you need to carry out your refurbishment plans(2).
Depending on the interest accumulated over the chosen repayment period (from 2 to 15 years), you could secure a loan of up to € 23,000(2).
(1) Subject to your application being approved. Borrowers benefit from a 7-day cooling-off period after taking out the loan. The cooling-off period is extended to 14 days for applications by telephone. If the sale depends on the loan being granted and it is refused, the seller must reimburse all payments.
(2) The loan is granted subject to the interest being at least € 22.50 for energy-savings projects, € 37 for repairs and home improvements work and € 75 for all other instances.
