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Livret de Développement Durable

Earn tax-free interest on your savings while maintaining instant access.

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From France : 0 810 815 819*
From Abroad : +33 1 55 69 74 54**
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How to open a bank account in France ?

* Cost of a local call from a fixed-line phone in France.
** Cost of a call from abroad.

Features

  • Interest on your savings of 2.25 %(1)
  • Interest earned is free of tax and social security deductions
  • Funds immediately available in case of need
  • Minimum deposit: € 10
  • Minimum balance: € 10
  • Upper limit: € 6,000(2)
  • Calculation of interest: calendar fortnight

 

Eligibility criteria - Who may open an account?

  • Le Livret de Développement Durable (LLD) may be opened by any legal adult who pays tax in France and does not already hold such an account
  • One Livret de Développement Durable is permitted per tax-payer or for each spouse or partner bound by a PACS and subject to joint taxation

N.B. : Neither minors nor adult dependents may open such an account.

 

(1) Net interest rate (no tax or social security deductions) on 01/08/2011. Subject to change.
(2) Once it has been reached, this threshold may only be exceeded by future interest accrual.

 

Preferential tax conditions

The Livret de Développement Durable Durable (previously known as the CODEVI) boosts your savings by up to € 6,000(1) at the rate of 2.25 %(2), free of charge and tax free.

 

Complete availability

Payments or withdrawals may be made on your Livret de Développement Durable at any time and free of charge. This means that you can access your cash whenever you wish through simple transfers.

 

A flexible way to save

Whether you want to manage your short-term cash position, build precautionary savings or simply invest over the long term, the Livret de Développement Durable is flexible and suited to your every need. 

 

RememberBy connecting to Ma banque en ligne , you can make online payments into your Livret de Développement Durable at any time.

 

(1) Once it has been reached, this threshold may only be exceeded by future interest accrual.
(2) Net interest rate (no tax or social security deductions) as from 01/08/2011. Subject to change.



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