Livret HSBC Epargne

Features

With a Livret HSBC Epargne you can access your money whenever you need it.

• Minimum payment: €10
• Minimum balance: €10
• Maximum payment: none
• Interest calculated: fortnightly
• Interest rate: 1.75%⁽¹⁾

Bonus interest on the Livret HSBC Epargne

If you are an HSBC Premier customer on 31 December of each year and hold a Livret HSBC Epargne at this date, you will receive additional interest equal to 10%⁽²⁾ of the amount of interest calculated on 31 December 2012.

This bonus interest is paid in the form of additional interest - subject to the same taxation as the Livret HSBC Epargne - during the first few days of January of the following year.

(1) Nominal annual gross interest rate excluding tax and social security deductions under current regulations, applicable since 09/01/2011. Subject to change at any time.
(2) This additional interest is calculated on 31 December of each year. The bonus is payable to HSBC Premier customers on 31 December of each year holding a Livret HSBC Epargne on this date. It is paid in the form of additional interest during the first few days of January of the following year (subject to the same taxation as interest on the Livret HSBC Epargne). The HSBC Epargne savings account bonus is subject to change each year. For 2012, it is equal to 10% of the amount of interest calculated on 31 December 2012. Customers will be notified of the rate of interest for the forthcoming year during December of the previous year. This rate shall correspond to a percentage in addition to the rate of interest, calculated taking account of inflation forecasts, the current rate of inflation and market developments. HSBC France reserves the option to suspend or interrupt the offer subject to 45 days' notice. Additional interest will earned up to the effective date that notice is given.

A savings account giving you complete freedom

Whether you want to manage your short-term cash flow, keep money aside for a rainy day or simply save for the long-term, the Livret HSBC Epargne is flexible and suitable for all of your needs.

A simple and practical way of saving

It is free to make payments into or withdrawals from your Livret HSBC Epargne, making it easy for you to access your money any time you want.

By connecting to Ma banque en ligne, you can make payments into your Livret HSBC Epargne online any time.

Eligibility criteria

Livret HSBC Epargne is available to all HSBC France customers.
Only one account may be held per person.

Bonus interest on the Livret HSBC Epargne

The Livret HSBC Epargne allows HSBC Premier customers on 31 December of each year holding an account on this date to benefit from additional interest equal to 10%⁽¹⁾ of the amount of interest calculated on 31 December 2012.
This bonus interest is paid in the form of additional interest - subject to the same taxation as the Livret HSBC Epargne - during the first few days of January of the following year⁽¹⁾.

(1)This additional interest is calculated on 31 December of each year. The bonus is payable to HSBC Premier customers on 31 December of each year holding a Livret HSBC Epargne on this date. It is paid in the form of additional interest during the first few days of January of the following year (subject to the same taxation as interest on the Livret HSBC Epargne). The HSBC Epargne savings account bonus is subject to change each year. For 2012, it is equal to 10% of the amount of interest calculated on 31 December 2012. Customers will be notified of the rate of interest for the forthcoming year during December of the previous year. This rate shall correspond to a percentage in addition to the rate of interest, calculated taking account of inflation forecasts, the current rate of inflation and market developments. HSBC France reserves the option to suspend or interrupt the offer subject to 45 days' notice. Additional interest will earned up to the effective date that notice is given.

Sign up in 4 simple steps

Step 1: If you are an HSBC customer, connect to Ma banque en ligne.

Step 2: Fill in the online application form.

Step 3: Confirm or amend your application by checking the information entered and validating the form.

Step 4: Print out your confirmation screen. You will receive a letter of confirmation when your account is opened.

If you do not have access codes for Ma banque en ligne, you can request them by clicking here.

If you are not an HSBC or HSBC Premier customer, contact us by clicking here.