HSBC Garantie Habitation

• Up to €100,000 of guaranteed movable capital
• Up to 10 main rooms (non-occupant owner: 6 main rooms)
• Up to €2,500 of valuable items covered per main room
• Advance of funds in the event of a serious disaster to deal with 1st emergencies
• Repayment of monthly loan payments if your mortgaged home becomes uninhabitable in case of major damage (up to six monthly payments and/or €8000)
• School insurance: Civil liability protects you in case of damage caused by your children
• Rental insurance for family or private stay and celebration: the Civil Liability insurance insures your holiday residence or your rental of a family or private party room
• "Green Home" insurance for your wooden house with bioclimatic architecture (excluding cottages) or equipped with geothermal devices
• Home under construction insurance to protect your property against the main risks during the work: fire, natural disasters and civil liability
• Replacement cost guarantee for your household appliances, Hi-Fi and IT equipment less than 5 years old in the event of a fire or water damage claim
• Insurance of your electrical and/or electronic appliances, as well as the contents of your refrigerator and/or freezer in case of electrical damage

We can insure you whether you are an owner or tenant, the property is your principal or secondary residence – and whether you are the occupant or not.

Your choice of three excess from €0 (plus legal deductibles) and the possibility to use your annual premium according to the level of deductible you choose.

Options to meet specific needs:

Financial package :

• Doubling of the "valuables" capital
• Repurchase of the damage deductible (plus legal deductibles)

House package :

• Civil liability related to swimming pools
• Coverage of damage to in-ground pools
• Damage to verandas over 9 m²
• Extension of guarantees to cover outbuildings and ancillary premises less than 200 m²
• Coverage of damage and theft of external property

To make a claim, just call 01 77 93 36 10 Monday to Friday 9:00 to 18:00 (except public holidays).

To contact support: 7 days a week, 24 hours a day, call 01 40 25 58 39 or email us.

Our partner Mondial Assistance is ready to help with:

Temporary relocation, home care or transport and accompaniment of your children to a relative, babysitting costs, practical information specific to your home, locksmith repairs, or to help with a breakdown or malfunction of your home’s fixtures.

We can help you with support services when you move, including assisting with the inventory of fixtures, household help, etc.

We can also offer legal advice to assist, advise and defend you in the event of a dispute related to your residence

Coverage under the policy is subject to limitations due to general and specific exclusions and deductibles. See the details of all exclusions in the general terms of the product.

Fees are based on your declarations and the guarantees you have chosen. They may change every year.