Make all your transfers easily

  • All of your transfers through one channel

    Carry out all of your transactions: SEPA or non-SEPA transfers, in Euros or in foreign currencies, from My Online Bank, My Mobile Bank(1), or in one of our branches.

  • A unique service for your HSBC accounts abroad

    Gain access to all your HSBC accounts on one screen from anywhere in the world, and take advantage of quick and free transfers (in the case of an occasional SEPA transfer) between accounts with My International Accounts (2).

  • Preferred rates

    Your online SEPA transactions are completely free (3) (in case of occasional SEPA transfer and permanent SEPA transfer)

  • Simple management of your beneficiaries

    Add Secure Key securely online to your payables accounts and make your transfers immediately

Your HSBC Advantages

Simplicity

  • From My Online Bank or through your smartphone from My Mobile Bank, you can securely make any type of transfer in France or abroad

  • Pre-selected currency depending on the country of destination

  • Add new beneficiaries securely and in real time with Secure Key

Free Services

  • All SEPA transfers (in the case of occasional SEPA transfer) made online or through your mobile device are free (2)
  • HSBC France does not charge foreign exchange fees on your international transfers (in the case of occasional SEPA transfers)

Security

  • Add a beneficiary securely online or through your mobile device using a unique code generated by  Secure Key

Transfer Management

Online, through your mobile device, or at a branch, you can make:
 

Transfers to France

  • Make any type of transfer (occasional, permanent, differed)
  • Add a new beneficiary account and make a transfer a few seconds  later
  • Consult, modify, our delete your transfers in France
  • View, modify or delete your pending transfers in France, and access the history of all your completed or rejected transfers

International Transfers

  • Make your international transfers in Euros and access the 14 major currencies online (USD, Pound Sterling, Canadian Dollar, Yen, Swiss Franc, etc.)
  • Consult your international transfers
  • Access "My International Accounts" which allows you to view all your HSBC accounts held abroad and make transfers without charges online or on your mobile device
     

Instructions

From My Online Bank

  1. Access your accounts and click on Transfers/Make a transfer
  2. Select the account to be debited and the account to be credited
  3. Choose the currency and payment method in the case of an international transfer
  4. Verify your information and confirm the transaction

From My Mobile Bank

  1. Click on the Transfers section (default transfer is France; if international transfer, select this choice from the menu)
  2. Select the account to be debited and the account to be credited
  3. Choose the currency and payment method in the case of an international transfer
  4. Verify your information and confirm the transaction

 

For a transfer request to your branch

If you cannot make the transfer using My Online Bank and/or My Mobile Bank, download the following form, complete online, print and send to your branch

If encoutered issues opening this file, we suggest to use Adobe Acrobat Reader

How to add a new beneficiary securely and in real time

  • Go to the "Transfer/Manage beneficiaries" section.
  • All the requested information (IBAN or free format) must be duly completed to avoid any return of funds and any additional costs.
  • To protect yourself from fraud, adding a new beneficiary must be validated by entering a single-use transaction code generated by your Secure Key.

SEPA transfers

SEPA transfers (in case of occasional or permanent SEPA transfer) in Euros, occasional or scheduled, made on My online bank or My mobile bank are free.

International transfers excluding SEPA

International transfers can be subject to several types of fees:

  • Issuance costs (4) for the execution of your operation
  • Correspondents' fees (5) for the processing of your transaction by intermediary banks
  • Reception costs (5), dependent on the beneficiary bank

Choose between 3 fee options:

  • OUR: the majority of costs are at my expense
    However, the beneficiary's bank may apply a fee for the payment received. If the recipient must receive the full amount, this is the best option.
  • SHARE: Fees are shared
    HSBC and the beneficiary are subject to the intermediary banks' fees and the reception fees charged by the receiving bank. The beneficiary’s expenses may be directly deducted from the transferred amount. This is the only available option on My Mobile Bank
  • BEN: all costs are borne by the beneficiary
    You do not pay any fees. They are automatically deducted from the amount of your transfer. 

The SHARE option (costs shared between the payer and the beneficiary) is obligatory in case of transfer issued in any currency to a country of the European Economic Area (the Member States of the European Union as well as Iceland, Liechtenstein and Norway) and  in case of transfers in Euros to Monaco, San Marino or Switzerland.

How are charges distributed in case of international transfers?

Options Transmission Cost Correspondant Fees Reception Fees
OUR
The issuer (you)
The issuer (you)
The issuer (you)
SHARE
The issuer (you)
The beneficiary*
The beneficiary*
BEN
The beneficiary*
The beneficiary*
The beneficiary*

How are charges distributed in case of international transfers?

Options OUR
Transmission Cost The issuer (you)
Correspondant Fees The issuer (you)
Reception Fees The issuer (you)
Options SHARE
Transmission Cost The issuer (you)
Correspondant Fees The beneficiary*
Reception Fees The beneficiary*
Options BEN
Transmission Cost The beneficiary*
Correspondant Fees The beneficiary*
Reception Fees The beneficiary*

Apply Online


Become a client

It only takes a couple minutes to sign up online 


Existing client

To subscribe for this product, book an appointment with your branch advisor

HSBC accounts in other Group countries?

Make fast and free transfers between your Accounts with My International Accounts (1)

Frequently Asked Questions

* Dial +33 810 246 810 from abroad.

(1) Application available for Iphone and Android

(2) We would like to remind you that in accordance with current French regulations, individuals, associations and companies which do not have a commercial form, who are French tax residents or are established in France, are required to declare, on their personal or corporate income tax return, the accounts opened, used or closed abroad as well as all accrued income. Furthermore, upon receipt of securities income through these accounts, individuals must pay social security contributions and, if necessary, an advance income tax payment. Additionally, in accordance with current French regulations, French tax resident individuals are required to declare, on their income tax return, life insurance contracts purchased with insurance institutions established outside France and, if applicable, all accrued income. Moreover, in certain circumstances, upon receipt of this income, these individuals must pay social security contributions. In the event of failure to comply with these obligations, concerned persons may be subject to payment of back taxes and tax penalties (fines, surtax and late payment interest). For further information regarding these tax obligations, we recommend you contact your usual advisors.

(3) Excluding communication and subscription costs, depending on the operator.

(4) The issue fees are an HSBC package: to know the details of the HSBC package, please refer to the rate card for Particuliers.

(5) Variable costs: this information is not communicated to HSBC. This depends from each country/each bank.