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Gold Mastercard

The high-end card with an international network

Why choose the Gold Mastercard

  • Personalised limits

    Generous withdrawal and payments limits tailored to suit you

  • Purchase guarantee(1)

    Insure your purchases for 30 days in case of accidental damage.

  • Travel protection included(1)

    Includes insurance and assistance for your complete peace of mind

The high-end card with an international network

The Gold Mastercard offers generous daily limits and travel protection, for all your everyday and leisure needs.

Flexible withdrawal and payment limits

Your Gold Mastercard offers the following standard limits.

These can be customised based on your personal situation, and whether you opened your account online or in branch. 

You’ll get your individual limits in your Personalised Conditions when you apply.


  • €4,000 every 7 days at HSBC France ATMs
  • €1,000 every 7 days at any other ATMs(2)
  • Overall combined limit of €1,000/day for all ATMs


  • €8,000 every 30 days, of which €5,000 or the local currency equivalent can be abroad

Travel assistance and insurance(1)

The following assistance services are included when you travel:

  • repatriation of the beneficiary
  • repatriation of an accompanying beneficiary
  • reimbursement of overseas medical expenses
  • ski rescue
  • legal assistance abroad

Only available to valid Gold Mastercard holders, with the prior agreement of the Assessor.

The following insurance services are included when you travel:

  • trip cancellation or interruption
  • flight and baggage delay
  • worldwide winter sports cover
  • theft or damage to rental vehicles
  • 30-day purchase guarantee

Only available for services purchased with your Gold Mastercard.

The description and terms and conditions for this cover can be found in the Gold Mastercard leaflet provided with your card.

For more information, download the latest Notice d'assistance et d'assurance Gold Mastercard


The Gold Mastercard has an annual fee of €134.

It’s also available with HSBC Hexagone, from €14.45 per month.

Cash withdrawals

In France and the Eurozone:

Withdrawals in euros are free of charge at any cash machine.


Card payments and cash withdrawals in the European Economic Area: 

Currency conversions are done at the same rate applied by MasterCard on the day the transaction is processed.

Find out more about our currency exchange rates, and how they compare with the European Central Bank’s (ECB) reference rates.


Outside the Eurozone:

  • withdrawals at HSBC Group ATMs are exempt from our standard charges(3)
  • withdrawals at other ATMs are subject to our fixed and proportional fees(3)

More information is available in branch and on our website in our card fees.


Take advantage of exclusive offers and benefits, book trips and shows, and speak to dedicated advisers at

In case of loss or theft

Please report loss or theft immediately:

  • call free 0 800 970 179** our HSBC Customer Relations department is open 24/7.
  • at your local HSBC branch
  • in online banking: Accounts and cards France > Cards > Report a lost or stolen card

If you cancel your card online, you can order a replacement immediately after completing your report.

Always confirm your report without delay in writing to your branch. Either deliver it in person or send it by registered post.

Note: you may be liable for any debts incurred due to late cancellation, gross negligence or fraud.

How to apply(4)

Existing customers

Log on to your secure banking space, and select ‘Souscription en ligne/Cartes bancaires’ (Online application/Credit cards).

New to HSBC

Complete our easy online form to open an account. It only takes a few moments.

Find out more

*Dial +33 810 246 810 within France (service €0.09 per call + call price) and for service outside France (cost varies by operator).

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Other cards


International spending made simple


High-end travel and shopping privileges


The easy way to avoid surprise overdraft charges

** Dial +33 800 970 179 from abroad (rates vary by operator).

(1) Subject to the provisions of the information leaflet.

(2) Including ATMs operated by HSBC Group

(3) In some countries and territories, your withdrawals may be subject to additional fees charged by the foreign bank (including if it is an HSBC bank) or by the local ATM administrator.

(4) Bank card issued subject to acceptance by the Bank.

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