Top of main content

HSBC One card

The card that won't go overdrawn

Why choose the HSBC One Card

  • Stops you going overdrawn on your card

    It checks your balance before every transaction, so you can't spend more than you have in your account.

  • Manage your finances more easily

    Specially designed to improve budgeting for anyone aged 16 and over, but accessible from 12 years old if necessary(1).

  • No cash withdrawal fees

    For HSBC accounts held in France at the group's ATMs abroad(2).

  • Preferential rate

    Provision of a debit card (payment card with instant approval for transactions) subject to an annual contribution of €35.

The reassuring choice 

Enjoy all the advantages of a bank card to better manage your budget:

  • make cash withdrawals and payments at home and abroad
  • automatically checks your account balance before approving any transactions
  • take control of your spending

The Visa network

Use your card anywhere on the vast Visa network.

This doesn't include some points of sale, such as motorway tolls and some car park payment machines.

Payments and withdrawals

Your HSBC One card offers the following standard limits.

These can be customised based on your personal situation.

You’ll get your individual limits in your Personalised Conditions when you apply.


  • €1,200 every 7 days at HSBC France ATMs
  • €300 every 7 days in other banks’ ATMs in France and abroad(3)
  • overall combined limit of €300/day for all ATMs

Find your nearest Visa ATM


  • €2,000 every 30 days, of which €1,500 or the local currency equivalent can be abroad

These limits can be personalised to suit you.


The annual rate for providing a HSBC One debit card (payment card with an automatic transaction approval) is €35.

Cash withdrawals

In France and the Eurozone:

Withdrawals in euros are free at HSBC ATMs, and subject to a charge from the fifth withdrawal at other ATMs.

In the European Economic Area:

For card payments and cash withdrawals, currency is converted at the rate applied by Visa on the day the transaction is processed.

Outside the Eurozone:

  • Withdrawals at HSBC Group ATMs are exempt from our standard charges(2)
  • Withdrawals at other ATMs are subject to our fixed and proportional fees(2)

More information is available in branch and on our website in our card fees.

In case of loss or theft

Please report loss or theft immediately:

  • call free 0 800 970 179** our HSBC Customer Relations department is open 24/7
  • at your local HSBC branch
  • in online banking: Accounts and cards France > Cards > Report a lost or stolen card


If you cancel your card online, you can order a replacement card immediately after completing your report.

Always confirm your report without delay in writing to your branch. Either deliver it in person or send it by registered post.

Note: you may be liable for any debts incurred due to late cancellation, gross negligence or fraud.

**Dial +33 800 970 179 from abroad. Pricing varies between operators.

How to apply

Bank card provided subject to Bank approves the application(4).

Existing customers

To apply for this product, book an appointment with a branch advisor.

Find out more 

*Dial +33 810 246 810 within France (service €0.09 per call + call price) and for service outside France (cost varies by operator).

New to HSBC

Complete our easy online form to open an account. It only takes a few moments.

Make HSBC your main bank

Moving your accounts is child’s play with HSBC Easy.

Other cards

The high-end card with an international network.

High-end travel and shopping privileges.

International spending made simple.

(1) You can apply to HSBC One between age 12 and 16 if the card is linked to the account of a legal representative of legal age.

(2) Note: In certain countries, your withdrawals are sometimes subject to additional fees charged by the foreign bank (including when it’s an HSBC bank) or by the local administrator of the ATM.

(3) Including the HSBC group.

(4) Bank card provided if the Bank approves the application.

To get updates and share your ideas, join us.