HSBC Premier

(1) Outside the Euro zone, withdrawals made at an HSBC Group distributor are exempt from HSBC withdrawal fees in France. In some countries and territories your withdrawals may be subject to additional charges levied by the foreign bank (including HSBC banks) or the ATM owner/operator.

(2) Or its equivalent in local currency and subject to prior approval by the Bank.

(3) 10 working days after receipt of your complete file, subject to acceptance by the relevant HSBC branch in accordance with local regulations.

(4) We remind you that, in accordance with the regulations in force, individuals, associations and companies not having a commercial form, domiciled, or established for tax purposes in France, are required to declare, when filing their tax return or income tax return, accounts opened, held, used, or closed abroad as well as the related income. In addition, for individuals, as soon as they receive income from movable property through these accounts, they must pay social security contributions and, where applicable, an income tax instalment. Finally, under certain conditions, the fraction of the value representative of real estate assets of shares or stocks of companies or organizations held in these accounts must be declared to the tax on real estate assets if the holders concerned are liable to pay it. In the event of non-compliance with these obligations, the persons concerned may be subject to tax reminders and the application of sanctions. We recommend that you consult an independent advisor for further information on your tax and reporting obligations

(5) Up to $100,000 (or its equivalent).

(6) "My International Accounts" service in your online account. For HSBC Continental Europe, the accounts eligible for "My International Transfers" are deposit accounts held in Euros.