Any desire to live abroad? Are you interested in having the expat experience? HSBC Continental Europe can follow you to the four corners of the world.
Looking for a better quality of life or a challenge in the workplace? You could join the millions of French people who have already tasted life abroad.
Whether it is to one of the top three favourite destinations of French expatriates (Switzerland, United States or the United Kingdom, according to the Expat Explorer study) or somewhere else around the world, your international bank goes with you.
Discover the services HSBC Continental Europe offers you for ultimate convenience when you set up outside France.
What are the advantages as a French expatriate with HSBC?
A financial assessment before you leave
Which financial products should you keep once abroad? Which new ones can you subscribe to? Your HSBC Continental Europe advisor will carry out an asset assessment with you before you leave.
The International Centre help your expatriation
Our International advisers are familiar with the issues related to expatriate clients; they answer your questions from Monday to Friday from 8am to 7pm and on Saturday from 9am to 5pm(1) by telephone, live chat, e-mail or videoconference and you can meet them in Paris.
We’ll help give you with a checklist of tasks you have to perform before you leave, such as terminating contracts, determining your new tax residence or making sure you can continue to benefit from the French Social Security system once you move abroad.
(2) "My International Accounts" service in your online banking space. "My International Accounts" service in your online space. For HSBC Continental Europe, deposit accounts denominated in euros are eligible for "My international transfers"
Global View: we remind you that according to the regulations in force, individuals, associations, and companies not having the commercial form, domiciled or established for tax purposes in France, are required to declare, when declaring their income or results, all accounts opened, held, used or closed abroad as well as income related to those accounts. In addition, as soon as individuals receive income from movable property through these accounts, they must pay social security contributions and, where applicable, make a down payment of income tax. Finally, under certain conditions, the portion of the representative value of real estate assets of shares or shares in companies or organisations held in these accounts must be declared for tax purposes if the holders concerned are liable for it. In addition, under current regulations, individuals domiciled for tax purposes in France are required to declare, when filing their income tax returns, certain information relating to capitalisation contracts and investments of the same nature, and in particular life insurance contracts, taken out with organisations established outside France and, where applicable, the income generated on these contracts when they are fully or partially surrendered. In addition, the latter must also pay the social security contributions due under their contract. Finally, the surrender value of surrenderable insurance contracts and capitalisation warrants or contracts up to the fraction of their representative value of units of account composed of taxable real estate assets must be declared for tax purposes if the holders concerned are liable for it. In the event of non-compliance with these obligations, the persons concerned are exposed to tax reminders and the application of sanctions. For further details regarding your reporting and tax obligations, we recommend you consult an independent advisor.
Global Transfers: Up to USD 100,000 (or its equivalent) and subject to eligibility. Additional fees may be charged by French or foreign correspondents for a particular service or following a foreign exchange transaction. The exchange rate corresponds to the exchange price of the currency at the time the transaction is executed plus a variable margin depending on the amount of the transaction and the currency processed.
(4) Offer valid for a first subscription of 3, 6 or 12 months to learn a language. Subscription fees for Babbel language courses are available at www.babbel.com Offer reserved for individual HSBC Continental Europe customers, can be combined with other current offers, limited to one access per person or per tax household. To benefit from the offer, the customer must register with Babbel via the link dedicated to HSBC customers. Offer valid as of January 2021, subject to change/deletion at any time. The terms and conditions of the Babbel service are those of the contract signed directly between the customer and Babbel and for which HSBC Continental Europe is neither a party nor a guarantor. HSBC Continental Europe cannot be held responsible for the performance of these services by Babbel and any consequences of such performance for users.