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Your new life in France

Settle in comfortably. The French are very welcoming...

Are you planning to settle in France? Our country is renowned for its culture, its cuisine and its natural landscapes... it’s a place for any hope, any dream and any ambition.

Every region in France has its own heritage. HSBC will help you build your own.

Your international bank supports you step by step with your efforts. Alone, as a couple, or as a family, we’ll share this adventure with you and offer you many advantages as a resident in France.

What are your advantages as an expat living in France?

International Centre: an English-speaking team to support you

International Centre advisors are specially trained to meet the needs of international clients. They can help you buy a home or save for your future. They are available from 8am to 7pm from Monday to Friday and Saturday from 9am to 5pm(1) by phone, e-mail, live chat or videoconference.

Open your french bank account

Your bank account, ready to welcome you

To rent an apartment or sign a utility contract you will need a bank account. By opening your account online and remotely(3), you will have access to all your banking services and payment methods upon arrival. Making the whole process a little easier.

Enjoy privileged access to Lingua Custodia's translation service

Enjoy three months privileged access to Lingua Custodia's free online document translation service: translate your rental contract, home insurance or employment contract in a few minutes(2).

Are you looking for a property to rent?

Make it easier with our partner UNKLE, who will act as your guarantor. Benefit from a 1-month discount on your rental guarantee fees(4).

More benefits of banking with HSBC France

We help you to learn the language of your new counrty

  • 20% off your first subscription to French language courses from Babbel(5).

Global View & Global transfer

  • Do you have an HSBC account in your home countryor region? With Global View(6) and Global Transfer (6), can view your different HSBC accounts on the same screen and make FX transfers between them, free of charge.

How can HSBC France help you move abroad?

New to HSBC?

If you are moving to France and want to open an account with an international bank, take just a few minutes to fill in the following form.

Speak to an adviser

Do you need advice or support for your move to France? To find out about our international services, make an appointment with a branch adviser.

(1)Except public holidays

(2)Lingua Custodia offers any individual the opportunity to try its online translation service (beta version) free of charge for 3 months, up to a maximum of three types of documents: rental contracts, home and employment insurance. HSBC offers you simplified and faster access to this service as part of an offer reserved for any capable adult, excluding students, opening their first account with HSBC France before 31 December 2020. A simplified access link will be sent after the account has been opened and will allow access to Lingua Custodia's translation service for 3 months under the above conditions. Offer limited to the first 1000 account openings. Offer can be combined with other current offers, limited to one access per person or per tax household in the event of opening a joint bank account. The terms and conditions of the translation service are those of the General Terms and Conditions signed directly between the client and Lingua Custodia and for which HSBC France is neither a party nor a guarantor. HSBC France cannot be held responsible for any matters arising from the execution of these services. Lingua Custodia offers any individual the opportunity to try out its online translation service (beta version) free of charge for 3 months, within the limits of three types of documents: rental contracts, home and employment insurance. HSBC offers you simplified and faster access to this service as part of an offer reserved for any capable adult individual, excluding students, opening their first account with HSBC France before 31 December 2020. The simplified access link will be sent after the account has been opened and will allow access to Lingua Custodia's translation service for 3 months under the above conditions. Offer limited to the first 1000 account openings. Offer can be combined with other current offers, limited to one access per person or per tax household in the event of opening a joint bank account. The terms and conditions of the translation service are those of the General Terms and Conditions signed directly between the client and Lingua Custodia and for which HSBC France is neither a party nor a guarantor. HSBC France cannot be held responsible for the performance of these services by Lingua Custodia and the consequences of such performance for users.

(3)Account opening accepted subject to approval by the Bank. All consumers have a right of withdrawal of 14 days for online subscription of a bank account.

(4)Rental guarantee subscription fees available on www.unkle.fr. Offer can be combined with other current offers, reserved for individuals who are already HSBC France customers or for the first time you open an account with HSBC France. To benefit from the offer you must register with UNKLE at www.unkle.fr, and you must use your HSBC bank account to pay for the UNKLE guarantee. The reduction for the rental guarantee will be applied in the second month. Offer valid as of 1 September 2020, subject to change/deletion at any time. The conditions for the execution of the UNKLE service are those of the contract signed directly between the customer and UNKLE and for which HSBC France is neither party nor guarantor. HSBC France shall not be liable for the performance of these services by UNKLE and any consequences of such performance for users.

(5) Offer valid for a first subscription of 3, 6 or 12 months to learn a language. Subscription fees for Babbel language courses are available at www.babbel.com Offer reserved for individual HSBC France customers, can be combined with other current offers, limited to one access per person or per tax household. To benefit from the offer, the customer must register with Babbel via the link dedicated to HSBC customers.Offer valid as of 1 September 2020, subject to change/deletion at any time. The terms and conditions of the Babbel service are those of the contract signed directly between the customer and Babbel and for which HSBC France is neither a party nor a guarantor. HSBC France cannot be held responsible for the performance of these services by Babbel and any consequences of such performance for users.

(6)"My International Accounts" service in your online space. For HSBC France, deposit accounts denominated in euros are eligible for "My international transfers”

Global View : We remind you that according to the regulations in force, individuals, associations, and companies not having the commercial form, domiciled or established for tax purposes in France, are required to declare, when declaring their income or results, all accounts opened, held, used or closed abroad as well as income related to those accounts. In addition, as soon as individuals receive income from movable property through these accounts, they must pay social security contributions and, where applicable, make a down payment of income tax. Finally, under certain conditions, the portion of the representative value of real estate assets of shares or shares in companies or organisations held in these accounts must be declared for tax purposes if the holders concerned are liable for it. In addition, under current regulations, individuals domiciled for tax purposes in France are required to declare, when filing their income tax returns, certain information relating to capitalisation contracts and investments of the same nature, and in particular life insurance contracts, taken out with organisations established outside France and, where applicable, the income generated on these contracts when they are fully or partially surrendered. In addition, the latter must also pay the social security contributions due under their contract. Finally, the surrender value of surrenderable insurance contracts and capitalisation warrants or contracts up to the fraction of their representative value of units of account composed of taxable real estate assets must be declared for tax purposes if the holders concerned are liable for it. In the event of non-compliance with these obligations, the persons concerned are exposed to tax reminders and the application of sanctions. For further details regarding your reporting and tax obligations, we recommend you consult an independent advisor.

Global Transfers: Up to USD 100,000 (or its equivalent) and subject to eligibility. Additional fees may be charged by French or foreign correspondents for a particular service or following a foreign exchange transaction. The exchange rate corresponds to the exchange price of the currency at the time the transaction is executed plus a variable margin depending on the amount of the transaction and the currency processed.

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