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Recommend people you know to HSBC

Are your friends and family looking for a new bank? It's easier than ever to introduce them to HSBC with our Recommend a friend offer*.

Easy, fast and full of rewards. Earn EUR 50 every time you introduce a friend to HSBC, once we've: 

  • successfully opened a current account(1)
  • issued a Visa Premier card
  • successfully opened a savings account (not including a PEL, CEL, LEP or junior savings account) deposited with at least EUR 1,000

We'll give the person you recommend EUR 50 too, and an extra EUR 50 if they successfully apply for a life insurance or Share Savings Plan (PEA) with us, too. 

Offer applies to the first 1,000 referrals, from 25 July to December 31 2022.

Become an HSBC introducer

How do I recommend a friend?

Download, complete and send the recommend a friend form to your adviser. It should include the contact details of the person you're introducing to HSBC.

Once your adviser has validated the form, we'll get in touch with your friend to help them start opening an account(1).

What's in it for me?

We'll give you EUR 50 each time you recommend someone new to HSBC and we successfully open them a current account, issue a Premier card and open an eligible savings account with a deposit of at least EUR 1,000. You can introduce up to 4 people a year.

We'll deposit EUR 50 into your account within 3 months of us successfully opening a bank account(1) with the person you recommend, provided their account is still open.

How it works

To take part, just ask the person you want to recommend for their contact details.

What do I need to recommend a friend?

To take part, all you need is:

  • to be a legal adult (not including students)
  • an address in France
  • a personal account (not a business account)

What do my friends get for joining HSBC?

We'll give the person you recommend EUR 50 3 months after they successfully open a current account(1), an eligible savings account deposited with at least EUR 1,000 and get a Visa Premier card. 

We'll also give them an extra EUR 50 if they switch banks with HSBC Easy. And another EUR 50 if they get a life insurance product with us or a Share Savings Plan (PEA).

What rewards will my friends get?

Investments

  • 0.25% entrance fees on all branch payments with a 40% minimum unit-linked share (not including programme payment)(2)

Investments are fully your responsibility and, subject to market changes, can go up or down and you may risk losing capital

  • 0% entrance fees on a selection of Organise de Placement Collectif (OPCs) available on your Share Savings Plan (PEA)(3)

*Recommend a friend offer terms and conditions

Definitions:

Bank account: an individual or joint HSBC Continental Europe current account.

Who can be an introducer: any adult with an active HSBC account (except those who are blocked from using their account or are in litigation). 

Who can be recommended: any adult who is opening their first HSBC account, lives in France and is not a student. 

Introducers and those they recommend must be legal adults. They cannot be HSBC employees or a spouse or partner of an HSBC employee.

How Recommend a friend works:

This offer is subject to compliance by the introducer and the people they recommend. If not, the recommendation will not be valid. 

An introducer will get EUR 50 in their HSBC account every time they recommend someone new to HSBC and:

  • we successfully open a current account
  • issue the new customer with a Visa Premier card
  • successfully open a savings account with a minimum deposit of EUR 1,000 (not including a PEL, CEL, LEP or a junior savings account)
  • when the new customer adheres to the terms and conditions of the offer

Introducers can recommend up to 4 people a year.

We'll deposit EUR 50 into your account within 3 months of us successfully opening a bank account with the person you recommend, provided their account is still open. 

We'll give the person you recommend EUR 50 bonus 3 months after we successfully open a current account, a savings account deposited with at least EUR 1,000 (not including a PEL, CEL, LEP or a junior savings account) and issue them with a Visa Premier card. 

We'll also give them an extra EUR 50 when they switch banks with HSBC Easy, and another extra EUR 50 when they successfully take out a life insurance product or Plan d'Epargne Action (PEA). Non-residents (people whose address is listed outside France) cannot apply for this offer. These bonuses are only available if the recommended person is eligible for the offer.

We'll deposit the bonuses into the bank account of the recommended person 3 months after we successfully open an account. The amount of bonuses we pay will vary from EUR 50 to EUR 150, depending on the products held by the customer at the time.

The person recommended by an introducer will receive the following benefits: 

  • 0.25% entrance fees on all branch payments with a 40% minimum unit-linked share (not including programme payment)(2)

Investments are fully your responsibility and, subject to market changes, can go up or down and you may risk losing capital

  • 0% entrance fees on in-branch subscriptions for a selection of Organise de Placement Collectif (OPCs) available on your Plan d'Epargne en Actions (PEA)(3)

By taking part, the introducer gives HSBC the right to consider the people they recommend HSBC customers. 

By taking part, the person recommended agrees that their introducer will receive a bonus if we successfully open a current account and eligible savings account with a minimum EUR 1,000 deposit, and we issue them with a Visa Premier card.

This offer cannot be combined with any other offer. Offer valid on the first 1,000 successful recommendations, from 25 July to 31 December 2022.

(1) Subject to review and successful application and within the limits of contractual provisions. The customer has 14 days from the from the date that the account opening contract is issued to change their mind.

(2) Before investing in a unit-linked share, please read the Key Investor Information Document (DICI), the key features document or the documents available in our branches or online, as well as the life insurance policy terms and conditions or capitalisation, particularly any applicable charges. Before making any investment decisions, it's your responsibility, with the help of financial advisers, to make sure that you can afford the investments you're considering, that they match your investment goals, risk appetite and the applicable regulations (including any local legislation you might be subject to). Past performance is not a reliable indication of future performances, and investments should be considered carefully.

(3) Valid from 25 July to 31 December 2022 for 1 or more instalments, with no minimum payment. The payments are eligible if they're made in branch (not online). This excludes monetary Organismes de Placement Collectif (OPC). Before investing in an OPC in France or somewhere else, please read the French version  Key Investor Information Document (TICI), its prospectus or regulatory documents. These documents are available from HSBC agencies or on www.hsbc.fr. Only 1 Share Savings Plan (PEA) can be opened per person, 2 for a married couple/civil partnership, subject to common taxation for all combined institutions. People who are dependent on a taxpayer (such as young children) cannot open a PEA. Children of full age who are attached to their parents' tax household can open a Junior PEA. Opening a PEA is reserved for individuals whose tax residence is in France.

Transfer of the holder's tax residence outside France will not result in the termination of the plan, unless the residence is transferred to a Non-Cooperative State and Territory (ETNC). The maximum amount of payments is €150,000 (up to €20,000 for a Junior PEA), with a minimum opening amount of €150. Any withdrawal before 5 years will result in the termination of the plan,  with some exceptions. Partial withdrawals are possible from the second year of the PEA, and with the possibility of making new payments.

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