Protect yourself against online scams
Fraudsters are always inventing new ways to steal from you. Following the surge in cryptocurrency fraud, we’re now seeing a wave of new investment and cheque deposit scams on social media.
These scams often adopt the identity of banks, public services, companies and associations. Their main goal is to steal confidential information or install computer viruses such as malware or ransom ware.
These are some of the most common reasons used to contact you:
- Information requests
- Security updates to consider
- Support campaigns to help fight COVID-19
Don’t click on links or attachments in a suspicious email and never reply to messages or unsolicited calls asking for personal information or bank details. Forward any suspicious emails to phishing.hsbc.com
Beware of online investment scams
Investment scams are on the increase. To make them more credible, fraudsters often use the identities of respected companies to deceive even the most careful customers. These offers can include:
- precious metals,
- spirits alcoholic beverages,
- medical cannabis,
- exclusive high-rate savings accounts.
Unfortunately, this list can’t be exhaustive as fraudsters add new scams all the time. To find out more, check the investment website blacklist created by AMF, the French stock market regulator.
Cheque delivery scams following contact via social networks
Fraudsters will also try to lure you through social networks such as Instagram©, Facebook© or Snapchat©.
After contacting you on social networks and gaining your trust, they will ask you to deposit cheques into your account in exchange for financial compensation.
- Following the handing over of the cheques, they ask you to transfer the funds by transfer to different beneficiaries,
- Unfortunately, the cheques will come back unpaid and the money transferred to the beneficiaries will be lost.
Warning: In addition to financial loss, this type of scam can expose you to possible prosecution for fraud!
How to spot scam
The golden rule is to remember that if something seems too good to be true, it probably is, so you should always be suspicious of an overly attractive offer. Here are some more warning signs you should watch out for:
- The fraudster communicates only by email or telephone, and very rarely meets in person.
- The fraudster may request personal documents or confidential information (such as identity cards, passport, bank details and even your banking ID/password,
- The fraudster may ask you to deposit one or more cheques and then ask you to make a money transfer.
What to do if you have suspicions
- Consult the blacklist of fraudulent investment sites,
- When you are allegedly contacted on behalf of a known financial institution, check to see if the offer really exists by visiting an agency or by contacting an official telephone number (and not the one mentioned on the fraudulent offer),
- Do not communicate any confidential documents or information by email, telephone or mail,
- Do not deposit cheques on behalf of strangers or provide your bank details to them
- Never perform any money transfers at the request of strangers!
For more information, please visit our Security page.
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