HSBC France



Build your capital in an attractive
tax environment.

As the most popular investment product in France, a life insurance contract
has a lot of advantages(1):

  • it adapts to your needs, throughout your life: for your medium and long term plans, prepare for retirement or for the transfer of your assets
  • it's flexible to use: make regular or ad-hoc payments, additional payments or withdraw your capital whenever you want .

Life insurance benefits from preferential taxation

  • You can pay up to €152,500 to each beneficiary of your choice free of inheritance tax for premiums paid from 13/10/1998(2).
  • After 8 years, you have the option of redeeming all or part of the sums invested free of tax(2). From the 4th year, you can already benefit from attractive redemption conditions(2).
  • You can make payments and withdrawals at any time without triggering the termination of the contract or changing prior tax conditions(1).

* Dial +33 810 246 810 from abroad.
(1) See conditions.
(2) Within current tax legislation.
To view all details of the Life Insurance regulation click here.

Advice - Assurance vie

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0 810 246 810 (Service 0,09 € / appel + prix appel)