Our advisers can help you choose the right card for you.

It only takes a few minutes to apply for an account online.

Important date: 1 January 2023

Information factsheets for Visa Plus, Visa Classic, Visa Premier and Visa Infinite cards will be updated on 1 January 2023.

 

The changes include:

- validity dates for insurance/assistance policies

- information and contact details for insurance companies and third parties

- regulatory updates

- draft updates to make insurance documents easier to understand

 

Did you know?

All our debit cards are made from 85% recycled plastic (PVC).

    Standard debit card features and benefits

    Choose the card that suits your lifestyle, whether you're looking for immediate or deferred debit, a classic or luxury card.

    A classic card you can take anywhere, at home or outside France.

    Plus, manage your budget more flexibly with a 'deferred debit' option on withdrawals and payments.

     

    - a simple choice for everyday cash withdrawals and payments

    - use your card wherever Visa is accepted in over 200 countries and regions

    - help and support(1) for you and your loved ones if you're outside France

    - EUR 45 annual fee

    - pay with Apple Pay

     

    You'll get a Visa Classic Debit Card (international payment card with immediate or deferred debit)

    *Visa card issue is subject to a successful application.

    Manage your money with the HSBC France mobile banking app

    Our mobile app lets you view and manage your accounts and transactions on your smartphone 24/7, wherever you are. Set up Apple Pay(2), block payments and order a replacement card, or even order a new chequebook, in just a few taps.

    Luxury debit cards

    Discover a range of Visa and Mastercard cards when you open a current account with us.

    A premium card with offers and benefits from a range of Visa Premier Partners. 

    Enjoy generous payment limits and guaranteed insurance and help.

     

    • - travel with peace of mind
    • - guaranteed support(3), including repatriation when you go abroad
    • - extensive insurance guarantees(3), like your money back if a trip is cancelled 
    • - purchase protection(3)
    • - EUR 134 annual fee
    • - pay with Apple Pay
    •  

    You'll get a Visa Premier Card (international payment card with immediate or deferred debit).

    *Premier Card issue is subject to a successful application.

    Enjoy better insurance terms, high withdrawal and payment limits with a premium international card for leisure and everyday spending.

     

    • - enjoy special offers from our Gold Mastercard partners
    • - extensive help and insurance guarantees(4) when you travel
    • - EUR 134 annual fee
    •  

    You'll get a Mastercard Gold Card (international payment card with immediate or deferred debit).

    *Mastercard Gold Card issue is subject to a successful application.

    Our most sophisticated card, with exclusive privileges.

    Enjoy 24-hour concierge services, exclusive offers and help and insurance guarantees.

     

    • - concierge services available 24/7 to help with all your banking needs
    • - a range of leisure and travel benefits
    • - our most extensive help and insurance guarantees(5) when you travel, like your money back if your bags are stolen from your rental car
    • - EUR 335 annual fee
    • - pay with Apple Pay
    •  

    You'll get a Visa Infinite Card (international payment card with immediate or deferred debit).

    *Visa Infinite Card issue is subject to a successful application.

    The card that won't go overdrawn

    The HSBC One card is designed for young people aged 12 to 16 years(6), to help them manage their money more easily. It only authorises payments if there's enough money.

    Local and international payments and withdrawals are capped.

     

    - helps young people learn how to manage a budget

    - use for payments and withdrawals in and outside France

    - pay no HSBC fees on withdrawals(7)

    - EUR 35 annual fee

    - pay with Apple Pay

     

    You'll get an HSBC One card (a card with automated payment authorisation).

    The withdrawal card

    The Visa Plus card is designed for young people aged 12 to 18 years, so they can withdraw cash in and outside France.

    This ideal first card helps them manage their savings and build up their pocket money.

     

    - international withdrawals

    - full control of the withdrawal limit and balance

    - overseas support, including repatriation, medical expenses etc.(1)

    - EUR 27 annual fee

     

    You'll get a withdrawal card.

    Visa Plus Card issue is subject to a successful application.

    Frequently asked questions

    Useful information

    Bank online, with the app or by phone. Whatever your needs, you'll find the right help in this guide.

    (1) Within the limits of the provisions of the information notice. Insurance and assistance cover taken out by Visa Europe Limited with AXA Life France and Fragonard Assistance, which are companies governed by the French Insurance Code.

    (2) Apple Pay is available on iPhone SE, 6, 6 Plus, 6s, 6s Plus and newer models. Also available on Apple Watch first generation, series 1, 2 or 3, paired with an iPhone 5, on newer models compatible with the "proximity" Apple Pay functionality, on iPad Pro, iPad Air 2, iPad mini 4, iPad mini and later models and on Macs. Device must use iOS 9 or later. View our list of compatible devices.

    (3) Within the limits of the provisions of the information notice. Insurance and assistance cover taken out by Visa Europe Limited with AXA Life France, AXA France IARD and Fragonard Assistance, which are companies governed by the French Insurance Code and by HSBC Continental Europe with AIG Europe S.A.

    (4) Within the limits of the provisions of the information notice. Insurance taken out by HSBC Continental Europe with AIG Europe S.A.

    (5) Within the limits of the provisions of the information notice. Insurance and assistance cover taken out by Visa Europe Limited with AXA Life France, AXA France IARD and Fragonard Assistance, which are companies governed by the French Insurance Code and by HSBC Continental Europe with AIG Europe.

    (6) Young people between 12 and 16 can apply for this card through the account of their legal representative.

    (7) In some countries, withdrawals may be subject to additional fees and charged by the foreign bank (including if it's HSBC) or by the local distributor administrator.